Riney Palter, PLLC offers a credit card debt defense representation to individuals who have been sued by credit card companies and/or debt buyers (if you are not familiar with the entity who has sued you, it is probably a debt buyer).
In recent years, there has been a trend by credit card companies and debt buyers to file lawsuits against debtors for breach of credit card agreements, accounts stated, common law debt, and attorneys' fees, among other claims. When a credit card company opts to file suit in Texas, they must follow the Texas procedural rules that accompany that decision. They can no longer continue traditional debt collection practices and must proceed through a court of law. As plaintiffs, they must now prove their case by a preponderance of the evidence. This means they must produce admissible evidence that proves their case. In many instances, these plaintiffs are simply unable to meet this evidentiary burden.
In cases where the plaintiffs are able to meet this evidentiary burden, the plaintiffs are often willing to settle the matter for a significantly reduced amount.
Once served with a lawsuit from a credit card plaintiff, a defendant has a short time to assert its rights and hold the credit card company to the evidentiary burden required under the rules. If a defendant fails to take any action, the plaintiffs will most often obtain a default judgment for the entire amount complained of including attorneys' fees.
Riney Palter, PLLC has experience representing defendants in these cases. We offer a flat fee rate to assert defendants' rights, hold the credit card companies to their burden of proof, and negotiate settlements, among other things.
If you would like to personally speak with at attorney at Riney Palter, do not hesitate to contact Riney Palter at (214) 666-3416 or fill in the contact form and you will be contacted shortly.
If you have been sued by the following entities, do not hesitate to contact us for a free evaluation of your case:
American Express Centurion Bank
Arrow Financial Services, LLC
Asset Acceptance, LLC
Atlantic Credit & Finance
Bank of America
CACH, LLC
CACV, LLC
Capital One Bank (USA) N.A.
Capital Financial Credit, LLC
Chase Bank
Citibank, N.A. (South Dakota)
Commonwealth Financial Systems
Crown Asset Management
Discover Bank
Dodeka, LLC
Harvest Credit Management
Hilco Receivables
HSBC
Hudson & Keyse
Investment Retrievers
LVNV Funding
Midland Funding, LLC
MRC Receivables
National Credit Acceptance
NCO Portfolio Management
Palisades Collections
Pharia, LLC
Pinnacle Credit Services
Portfolio Recovery Associates
San Antonio Credit Union
RIM Acquisitions
San Jacinto FCU
TA Financial
Target National Bank
UM Capital
Unifund CCR Partners
Unistates Credit Agency
If you have been sued by any of the following credit card lawyers, do not hesitate to contact W. Craig Stokley, Esq. for a free evaluation of your case:
Allen L. Adkins & Associates PC
Michael J. Scott PC
