Q: How long do I have before my answer is due to the Court?
A: The answer to this question depends on the Court where the plaintiff filed suit. Regardless, the citation that was served with the petition should provide the date an answer or other responsive pleading is due for your case. In justice of the peace courts, the answer will be due between 11 and 17 days from the date of service. In a county court of law, the answer will be due between 21 and 27 days from the date you were served with the lawsuit.
Q: What can the plaintiff do if I do not file an answer?
A: If a defendant fails to file an answer or other responsive pleading, the plaintiff can seek a default judgment from the Court. If successful, the judgment can become final and the Plaintiff have all rights of a judgment creditor. As a judgment creditor, the credit card company will have the ability to garnish funds in certain bank accounts, and cloud the title to certain property, among other things.
Q: How much does it cost to hire an attorney to represent me in this case?
A: This depends on the specific facts of your case. Riney Palter typically offers a flat fee rate to handle these cases through trial, dismissal, and/or settlement. The overall rate can be as low as $750. A free case evaluation only takes a few minutes and we can provide an exact quote to handle your case at that time.
Q: If I settle my case, do I have to pay the entire amount today?
A: This depends on the specific plaintiff bringing the action. However, some of the plaintiffs will work out a payment plan where the defendant can pay the settlement amount in twelve equal monthly installments with no interest.
Q: Do cases ever settle for less than the amount claimed?
A: Yes, cases are settled for significantly less than the amount claimed in the lawsuit.
Q: Are cases ever dismissed?
A: Yes, in some cases, the plaintiff is simply unable to produce sufficient evidence to prove their case. In these situations, we file appropriate documents to have the case dismissed.
Q: Where do you practice?
A: I practice law all over the state of Texas. If you have been sued by a credit card company in any county in the Texas, I am admitted to practice in that court and am qualified to defend your rights in that case.
Q: Where are you located?
A: I am located in Dallas, Texas near Northwest Highway and the Dallas North Tollway.
Q: If I call your office, will I speak to an attorney?
A: Yes, you will speak to an attorney in person. If you fill out the contact form above, it will be sent directly to an attorney who will call you back at their earliest opportunity (even on the weekend). Also, feel free to call us directly at (214) 666-3416.
If you have been sued by the following entities, do not hesitate to us for a free evaluation of your case:
American Express Centurion Bank
Arrow Financial Services, LLC
Asset Acceptance, LLC
Atlantic Credit & Finance
Bank of America
CACH, LLC
CACV, LLC
Capital One Bank (USA) N.A.
Capital Financial Credit, LLC
Chase Bank
Citibank, N.A. (South Dakota)
Commonwealth Financial Systems
Crown Asset Management
Discover Bank
Dodeka, LLC
Harvest Credit Management
Hilco Receivables
HSBC
Hudson & Keyse
Investment Retrievers
LVNV Funding
Midland Funding, LLC
MRC Receivables
National Credit Acceptance
NCO Portfolio Management
Palisades Collections
Pharia, LLC
Pinnacle Credit Services
Portfolio Recovery Associates
San Antonio Credit Union
RIM Acquisitions
San Jacinto FCU
TA Financial
Target National Bank
UM Capital
Unifund CCR Partners
Unistates Credit Agency
If you have been sued by any of the following credit card lawyers, do not hesitate to contact W. Craig Stokley, Esq. for a free evaluation of your case:
Allen L. Adkins & Associates PC
Michael J. Scott PC
